A personal loan is a consumer credit with a fixed term, monthly installment and interest. The loan amount is paid to the borrower in one go. This form of borrowing provides security because it is clear in advance how many installments the loan will consist of. Each term consists of a partial repayment and interest on the outstanding amount.
You can take out a cheap personal loan with lending companies.
We show you in advance exactly how high the monthly amount of interest and repayment is (the monthly period). That is easy if, for example, you want to finance a car or renovation.
Personal loan interest
When taking out the personal loan, always pay attention to the interest that you pay. The higher the interest, the more expensive the personal loan. In the interest rate table at the bottom of the page we show the cheapest interest rates for a personal loan. The monthly installment consists of interest and repayment and is fixed throughout the entire term. You can request multiple amounts and monthly installments from us.
Personal loan costs
With a personal loan you pay interest. The interest costs depend on the loan amount and the term of the loan. You do not pay any advice or closing costs at Frisia. For a clear picture of your costs, it is best to calculate your loan on this page.
Features personal loan
- Amount to be borrowed on your account
- The monthly installment is a fixed amount in interest and repayment
- You agree on the duration and are certain
- Typical for products with a limited lifespan
- You know exactly where you stand
- Cheap loan due to low interest rates
- Faster redemption
- Apply for a personal loan from EUR 5,000
Do you want to know how much you can borrow?
Then calculate your loan and monthly charges here.
How it works – Request a quote?
You indicate how much you want to borrow and the lending companies credit specialists check whether this is possible based on the information you provide. After you have completed the application procedure you will receive a quote in the mailbox. You can study everything in our online environment and upload the documents to be shown. When the documents have been assessed and approved, usually within 2 working days, you will receive the loan amount in one go on your payment account and you can realize your loan target. Immediately afterwards you start repaying the loan.
Duration of the loan
The duration of the personal loan is between 6 and 120 months (six months to 10 years). If you want to use the loan to finance a residual debt or renovation, you can extend the term to a maximum of 180 months (15 years). Keep in mind that you equate the term to approximately the lifetime of the product that you purchase from your loan amount. . Of course, it is not intended that you still pay the loan. Can I repay without penalty? Yes, this is always allowed. As often and as much as you want or can. The big advantage of interim repayment is that the term of the loan is shortened. Your installment amount remains the same.
Curious about your options? Request a quote from lending companies for free and without obligation and see for yourself what options we can offer you.